How to use credit without abusing it and causing debt problems.

We break down some key basics so you can understand how credit card debt works, how interest adds up, and what you can do to avoid problems.

Not sure if you need credit counselling? We take a minute to tell you what it is and why you need it if you are struggling to regain control over your debt.

Great tips on how to fix your credit for free.

Using the right strategy for your credit cards helps you avoid any hassle and stay on budget. Learn the eight ways Smart Spenders use credit responsibly so you can be a Smart Spender, too!

Understanding who can check your credit report and when.

Falling behind on your bills can be very stressful, but falling behind on your mortgage can be downright frightening. The thought of losing your home may be so overwhelming that you try to avoid even thinking about it. But that’s never the best approach.

If you’re having trouble keeping up with your mortgage, this booklet will give you strategies for getting back on track.

Build a positive credit history, read a credit report and avoid debt.

Learn the basics of establishing good credit in Canada.

Get expert advice on mortgages, home buying and building equity.